Self Learning Solutions

Self-Learning Platform Risk Decision Engine

The number of queries processed so far:

About us

We are a technology and consulting company with international experience in the field of finance and technology.

The team consists of managers experienced in risk and business process management, as well as analysts highly specialized in fields such as databases, analyses and statistical models, as well as modern technologies.

Our products

Self Learning Platform Decision Engine

A new generation decision-scoring engine based on machine learning models for application in fintechs, lendtechs, banks, factoring and insurance companies etc.

Process management in the BPM standard
Easy implementation and testing of many types of models, from scoring to deep learning
Integrated self-learning module
Possibility of running parallel processes and models
Scalability by cloud computing
Introducing changes in real time using drag and drop
Processing of internal and external databases
Fast REST API integration
Technologies: Google Cloud, Python, R, Kubernetes, SQL and NoSQL, AWS

models building, validation and monitoring

Building of advanced statistical scoring and rating models
- Survival analysis
- Anti-fraud models
- Debt collection models
- Churn models
The use of machine learning in the processes of credit and loan application assessment
Optimization of strict rules of credit and verification policies by models
Use of PSD2 transaction data, data from Economic Information Bureaus and data from internal customer databases
Modern X-GBOOST models, neural networks, random forests

PSD2 bank transaction data aggregates

Labelling transaction data
Aggregating transaction data
Generic scoring based on transaction data
Customer profiling and segmentation
Application in such areas as credit risk, sales, marketing, debt collection, verification, cross-selling, up-selling

Self Learning Risk Decision Platform

Models building, validation and monitoring

PSD2 bank transaction data aggregates

See our presentation

Key competences

Development of technologies in the field of risk management

Decision engine

Scoring models
ML algorithms
AI solutions
Fintech as a service
Solutions available in the cloud in the SaaS model

Digitization and optimization of business processes

Supporting digital transformation from the stage of a concept and strategy through process design to technology implementation. Digital processes enable:

improvement of efficiency and reduction of operational costs
faster information flow, shortening the process time
improvement of process efficiency
automation - elimination of the unreliable human factor
access to data at any time at any place
storage of a large amount of datai

Credit risk management

Consulting services in terms of management of risk assessment processes in the organization

Risk process audit
Designing risk assessment processes
Adjustment of models and scores
Creation of report matrix
Implementation of technologies
Analytics

Analytical support

Outsourcing of the analytical team
Preparation of scheduled and ad hoc reports
Forecasts
Technologies used: Power BI, Google Studio, Tableou, QlickView, Python R

Our Clients say

Marcin Ciesielski

General Manager, Easy Payment Services OOD

Self Learning Solutions (SLS) jest jedną z najszybciej rosnących firm FinTechowych w Polsce.

Aby usprawnić i zautomatyzować ryzyko kredytowe, nawiązaliśmy współpracę z firmą SLS w zakresie budowy modeli scoringowych oceniających ryzyko kredytowe Klientów. Szybko udało się ustalić dogodne dla nas warunki oraz zakres współpracy i rozpocząć prace z naszymi danymi. Projekt przebiegał zgodnie z naszymi wymaganiami i oczekiwaniami. Przeprowadzono analizę biznesową procesu przyznawania pożyczek, zidentyfikowano potencjalne czynniki ryzyka oraz zaproponowano zmienne pochodne uzupełniające profil ryzyka Klienta. Na podstawie przygotowanych danych firma SLS opracowała model scoringowy oceniający skłonność Klientów do spłaty zobowiązań. Został on zaimplementowany w naszym systemie, co skutkuje lepszą i szybszą oceną ryzyka.

Skorzystaliśmy też z consultingu SLSa w zakresie optymalizacji ryzyka kredytowego, a ich moduł self learningu pozwala na sprawną optymalizację modeli scoringowych.

Polecamy firmę SLS Polska jako wiarygodnego i rzetelnego partnera biznesowego.

Gema Campos

Sole Administrator, DINDIN MONEY S.L.U

I am writing this recommendation to SLS on behalf of DINDIN MONEY S.L.U, as Sole Administrator.

SLS provides risk assessment and scoring services to DINDIN MONEY S.L.U since October 2019. During this period, I can assure that they have performed their work for DINDIN MONEY S.L.U in a fully satisfactory way. I would like to highlight the following strengths of SLS as a provider:

- Very good knowledge of different analytical and statistical techniques for the development of scoring models. In addition, they test these different techniques to recommend the one that best approximates the characteristics of our clients and portfolio.
- They have always been open to listen and value the proposals that we make from DINDIN MONEY S.L.U
- Absolute availability for transparent collaboration with other suppliers, even if it is their competition.
- Adaptation to the Spanish market, incorporating in their work all the information we have provided from DINDIN MONEY S.L.U about the operation of the sector in Spain.
- Quick response to all our doubts.
- On time execution of all the jobs ordered.

In summary, we are confident with the services provided by SLS.

Michał Kopczyński

CFO, Dziesiątka Finanse Sp. z o.o.

To Whom It May Concern:

It is my pleasure to recommend Self Learning Solutions Sp. z o.o. as a professional Business Partner. Dziesiątka Finanse is one of the most recognizable brands on Polish door-to-door lending market. We have an opportunity to work with Self Learning Solutions during implementation of new scoring model and innovative scoring engine offered by the Company.

I would like to underline very good and pro-client approach of Self Learning Solutions in every step of cooperation. High quality communication standards and skills of the Team guarantee fast and effective problem solving capabilities. I highly recommend cooperation with Self Learning Solutions Sp. z o.o.